Our solutions

convenience, speed, and enhanced security

Experience fast, secure, and convenient digital payment solutions that simplify your financial transactions. Seamlessly transfer money, pay bills, and make purchases, all from the comfort of your device.

Islamic Finance Solution

This game-changing solution is geared to redefine the way Islamic finance is being done, making it more innovative, profitable, and inclusive.

The entire finance process takes 10 minutes (from specifying the goods in the system to signing the finance agreement and completing the finance in the IFI’s core banking system). With a powerful automated credit decision engine, IFIN provides IFIs with a system to digitalize and automate their entire Islamic financing process, helping IFIs cut down finance applications’ Turn-Around-Times from “several days” to only “a few minutes”.

Through full digitalization, IFIN does not only help IFIs reduce transactional cost and operational risk (as no staff intervention is required) but also helps IFIs offer unprecedented customer experience, widen their outreach and become more inclusive .

  • IFIN is the first of its kind Shariah-compliant, Fintech platform offering INSTANT Islamic financing solutions.

  • Customers can submit their finance applications to their preferred IFI, and get it approved instantly (within 20seconds).

  • This game-changing solution is geared to redefine the way Islamic finance is being done, making it more innovative, profitable, and inclusive.

Banking Instant Payment

We enable customers to make instant payments using their debit or credit card through a Point of Sale (POS) device

Universe Banking Instant Payment solution is aimed at developing a payment system that enables customers to make instant payments using their debit or credit card through a Point of Sale (POS) device. The solution involves developing a POS device, integrating it with banking systems, supports all payment types, including chip and PIN, contactless, e-wallets and QR codes and developing a payment application that will be installed on top of the POS device.

Agriculture Digital Solution

We provide farmers with real-time data and insights into their operations.

Yoga takes you into the present moment. The only place where life exists.

Universe Agriculture Digital solution can help improve productivity in the agriculture sector by providing farmers with real-time data and insights into their operations. By having access to up-to-date information about inventory levels, crop yields, and pricing trends, farmers can make more informed decisions and optimize their production processes. can help increase efficiency, improve productivity, enhance transparency, provide better access to markets, improve financial management, and better manage risk in the agriculture sector.

Instant Payment Health Care Solution

Comprehensive healthcare solution that is designed to provide end-to-end healthcare services to customers

The Instant Payment Health Care Solution is a comprehensive healthcare solution that is designed to provide end-to-end healthcare services to customers. The solution leverages cutting-edge technology to streamline the healthcare experience and make it more accessible and convenient for customers.

The solution is built around a health care card that enables customers to make instant payments for healthcare services at designated healthcare facilities. The health care card is linked to a customer account that is managed through a latform backend, which tracks all transactions and updates account balances in real-time

Transportation Bus Ticketing Solution

We provide a seamless and convenient way for passengers to purchase tickets, recharge them account, and travel on buses.

Universe Bus ticketing transportation solution is a comprehensive system that includes a platform backend, POS frontend app, bus validator device, and mobile application. It provides a seamless and convenient way for passengers to purchase tickets, recharge them account, and travel on buses. The system is designed to be easy to use, intuitive, and scalable, making it ideal for bus operators of all sizes

Digital Wallet Solution

We enable users to make electronic transactions, such as online purchases, money transfers, and bill payments

A digital wallet, also known as an e-wallet, is a software application or online service that allows users to store and manage their digital assets, including payment information, loyalty cards, tickets, and personal identification documents, among others. Digital wallets enable users to make electronic transactions, such as online purchases, money transfers, and bill payments, without the need to enter payment information repeatedly.

 

digital wallets provide a secure and convenient way for users to manage their digital assets and make electronic transactions in a fast and efficient manner

Secure and Convenient

Digital wallets are designed to be secure and convenient, using encryption technology and password or biometric authentication methods to protect users’ sensitive information and prevent unauthorized access.

streamlined user experience

They provide a streamlined user experience by storing payment information in one location, allowing for quick and easy transactions, and reducing the need to carry physical cash or credit cards. There are several types of digital wallets available, including mobile wallets, desktop wallets, and web-based wallets.

Cards Provider Solutions

Integrated Smart Solution owns a state-of-the-art global card services systems and solutions

Integrated Smart Solution owns a state-of-the-art global card services systems and solutions that offer fintech, transactions processing, integrated solutions include card issuance and management services using highest and latest technologies.

  • Card Management & Processing Solution Platform

  • Smart Cities Integrated Solution
  • Smart Transportation Solution
  • Utilities Smart Meters Solution
  • High-capacity modular central card issuance systems.

Globally certified processes that prioritize quality and security

Our fully automated operations guarantee speedy and cost-efficient delivery of cards to the right clients.

Whether it is outsourcing; to avoid the hassle of handling a non-core operation such as system or  olution integration, card processing, management, issuing and delivery as the backbone for transformation in fintech, smart solutions, and card business and services

we offer

convenient, flexible, and cost-efficient outsourcing solutions for system and solution integration,

for

card processing, management, issuing, and

delivery

Tourism Solution

Booking and reservation management software, and much more

We provide booking and reservation management software, payment systems, marketing and customer engagement tools, and data analytics solutions to businesses in the tourism industry. Our fintech solutions help businesses to attract more customers, increase revenue, and provide a better customer experience.

tourism solutions refer to the use of financial technology to improve various aspects of the tourism industry.

Food & Beverage Solution

We provide digital payment systems, ordering and delivery management software

We provide digital payment systems, ordering and delivery management software, loyalty programs, and supply chain management solutions to food and beverage businesses. Our fintech solutions help businesses in this sector to streamline operations, increase customer satisfaction, and enhance profitability.

 

Our Services

Check out services we offer

Digital Payment Solutions

These solutions offer convenience, speed, and enhanced security compared to traditional cash-based transactions.

Managed Services

Universe Integration provides flexible managed services, IT outsourcing, and skilled staff to meet diverse business needs effectively and securely.

Universe Infrastructure

These solutions ensure that an organization’s IT environment is efficient, secure, scalable, and aligned with business goals.

Request for a Callback / Demo?

if you are interested in our product you can request a demo us by using this form, we will contact you very soon.

For any kind of quiries, Please call

+971 564 81 49 93

                               +971 503 11 59 74

8G-07, HAMRIYAH FREE ZONE, SHARJAH,

P.O Box: 50537

business@universe-me.com